RSB EmpireBell Engineering & Construction → Summer Cooling-Cost Checklist

Cut Your
Summer AC Bill
South Florida

In Palm Beach County the air conditioner runs eight or nine months a year, and cooling is the biggest line on most summer power bills. Some of the fixes are free and you can do them this afternoon; others are envelope upgrades that keep paying every summer. Here's the checklist — free habits first, then the work that lasts — from a licensed contractor (CGC1528750) and RESNET® Florida Class 1 Energy Rater who measures where a home actually loses its cool.

Get an Energy Walk-Through (561) 779-3213 ← Energy-Efficient Home Improvement

The Short Answer

Your summer bill is mostly the air conditioner fighting two things: the heat pushing in through your roof, walls, and windows, and the cool air leaking out through gaps, ducts, and old glass. Lower the bill by attacking both — and do it in the right order. Start with the free habits that cost nothing (thermostat, fans, shading, filters), because they save real money the day you do them. Then move to the envelope upgrades — air sealing, insulation, and insulated impact glass — that cut the cooling load for good.

Bell Engineering & Construction is the licensed contractor (CGC1528750) and RESNET® Florida Class 1 Energy Rater who can measure exactly where your home is losing the fight and tell you which fixes pay back fastest — instead of guessing. Run the checklist below, and when you want the measured version, call (561) 779-3213 for a walk-through.

Free This Afternoon — No Contractor Needed
The cheapest cooling savings are the ones that cost nothing. Do these first — they trim the bill immediately, and they make every upgrade that follows work harder.
1 · Set the Thermostat Higher
General guidance is to hold around 78°F when you're home and let it drift warmer when you're out or asleep. Every degree cooler than that adds noticeably to the bill — a programmable or smart thermostat does the drifting for you.
2 · Run Ceiling Fans
A fan makes a room feel several degrees cooler by moving air across your skin, so you can raise the thermostat and stay comfortable. Set the blades counter-clockwise in summer — and turn them off in empty rooms, since fans cool people, not spaces.
3 · Block the Sun
Close blinds and curtains on the east side in the morning and the west side in the afternoon. Direct Florida sun through glass is like a small heater running in the room — shading it is free load off your AC.
4 · Change the Filter
A clogged filter chokes airflow and makes the system work harder for less cooling. Check it monthly in summer and replace it when it's dirty — one of the smallest costs with one of the fastest returns.
5 · Cook & Dry Smart
Ovens, stovetops, and dryers dump heat and humidity that the AC then has to remove. Grill outside, cook in the cooler morning or evening, and run the dryer after dark — small habits that add up over a long summer.
6 · Keep Registers Clear
Furniture, rugs, and drapes over supply and return vents starve the system of airflow. Give every register a clear path so the cool air you're paying for actually reaches the room.
The Upgrades That Pay Off — Where a Contractor Comes In

The free habits shave the bill, but they can't fix a leaky, under-insulated, single-pane house. In our climate the biggest permanent savings come from the building envelope — the shell that either keeps the heat out or lets it pour in. This is where a licensed contractor and energy rater earns the money: measuring the real losses and fixing them in the order that pays back fastest.

Curious what a full assessment involves? Start with the home energy audit guide ↗, then see the whole-home picture on the Energy-Efficient Home Improvement hub ↗.

Windows Are the Summer Double-Win

In Palm Beach County, glass is where comfort and storm protection meet. Single-pane and worn-out windows do two things to your summer bill at once: they conduct heat inward and they let radiant sun cook the rooms behind them. Insulated, low-E impact glass attacks both — it slows heat transfer and reflects a big share of the solar heat gain — while also meeting Florida's wind code for hurricane season.

That's the double-win no window-only company can frame the way we do: the same upgrade that lowers your cooling bill also protects the house in a storm and can earn homeowners-insurance wind-mitigation credits. See how the insurance side works in our Impact Window Insurance Discount Guide ↗. It's the whole-home thinking behind the owner's own 1974 West Palm Beach home, where integrated efficiency measures cut demand so far that an 8kW solar array meets the needs of a seven-resident household.

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Financing available through our partner Renew Financial's RenewPACE program — designed for energy and storm-protection upgrades like impact windows and new roofs. Ask us about eligibility.
RenewPACE by Renew Financial — financing partner
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Free wind-mitigation & energy walk-through with every roofing or window estimate. We'll walk the house, point out where the cool air is escaping and the heat is pouring in, and back the work with a written one-year workmanship warranty. The only Palm Beach County contractor who is also a certified energy engineer — the owner inspects every job.
Get an Energy Walk-Through (561) 779-3213 Request an Estimate Online

Summer Cooling Costs — FAQ

What temperature should I set my thermostat to in South Florida summer?

General energy guidance is to hold around 78°F while you're home and let it drift warmer when the house is empty or overnight — a programmable or smart thermostat does that automatically. Every degree cooler than that adds meaningfully to the bill because your system runs longer and harder. Ceiling fans let you stay comfortable at the higher setting, so the two work together. What's right for your home depends on how well the envelope holds cool air, which is exactly what an energy walk-through measures.

What's the cheapest way to lower my AC bill this summer?

Start with the free habits: raise the thermostat toward 78°F, run ceiling fans, close blinds against direct sun, change a dirty filter, keep vents clear, and shift cooking and drying to cooler hours. None of them cost anything and they trim the bill the same day. Once the free wins are in place, the next cheapest permanent saving is usually air sealing — closing the gaps that let conditioned air escape — before larger jobs like insulation or window upgrades.

Do impact windows actually lower cooling costs?

Yes — good ones do two things at once. Insulated, low-E impact glass slows heat from conducting inward and reflects a large share of the sun's radiant heat, so the rooms behind them stay cooler and the AC runs less. Old single-pane windows do the opposite, leaking cool air and letting the sun cook the room. Because the same upgrade also meets Florida's wind code, it protects the home in a storm and can earn insurance wind-mitigation credits — a summer-and-hurricane double-win. See our impact windows page and insurance guide for the details.

Why is my electric bill so high in the summer here?

In Palm Beach County, cooling is the largest share of a summer bill, and our climate makes the AC run most of the year. If the bill feels high, the usual culprits are a house that lets heat in and cool air out — thin attic insulation, air leaks around windows and the attic hatch, leaky ducts in a hot attic, and old single-pane glass — plus habits like a low thermostat setting. An energy assessment measures which of those is costing you the most, so you fix the biggest leak first instead of guessing.

Is attic insulation worth it in Florida?

In South Florida it's one of the highest-return upgrades a home can make. A dark roof over an uninsulated attic can push attic temperatures well past 130°F on a summer afternoon, and that heat radiates straight down into your living space. Bringing insulation up to current spec slows that heat and keeps the cool air you paid for where it belongs. An energy rater can tell you whether your attic is under-insulated and how much difference topping it up would make before you spend.

Should I replace my AC or fix the house first?

Often the smart order is to tighten the house first, then size the equipment to the smaller load — the same efficiency-first logic behind the owner's own home. A leaky, under-insulated house pushes people to buy a bigger, more expensive system that then runs constantly. Air sealing, insulation, and better glass lower the cooling demand, so whatever cooling equipment you have (or later buy) does more with less. An energy assessment gives you that picture before you spend on a system that may be oversized for a fixed-up home.

What does an energy walk-through include?

As a RESNET® Florida Class 1 Energy Rater, we look at where your home gains heat and loses cool — the attic and insulation, air leaks, windows and doors, and duct paths — and can perform a blower-door test to measure how leaky the house actually is. You get a prioritized plan: the fixes that lower the summer bill the most, in order, with no guesswork. And with every roofing or window estimate, that wind-mitigation and energy walk-through is free. Call (561) 779-3213 to book it.

Is there financing for cooling and efficiency upgrades?

Financing for energy and storm-protection upgrades like impact windows and new roofs is available through our partner Renew Financial's RenewPACE program — ask us about eligibility. Federal and state efficiency programs also change over time, so rather than name a program that may be out of date, we point homeowners toward what's active when we scope the project and suggest confirming details with a tax professional. We'll never promise a rate, payment, or approval — just help you see what's available.

Do you serve my area?

Yes. Based in Loxahatchee at 16140 Okeechobee Blvd, we handle energy assessments, air sealing and insulation, and impact windows across all of Palm Beach County — West Palm Beach, Loxahatchee, The Acreage, Wellington, Royal Palm Beach, Jupiter, Palm Beach Gardens, Boynton Beach, and the surrounding communities. Call (561) 779-3213 to schedule your energy walk-through and start cutting the summer bill.

Related Services
Energy-Efficient Home Improvement ↗
The whole-home hub: seal, insulate, and glaze so your house sips power in every season.
Impact Windows & Doors ↗
Insulated, low-E impact glass cuts summer heat gain and hardens the openings for storm season.
Home Energy Audit Guide ↗
A blower-door test measures exactly where your cool air escapes — so you fix the biggest leak first.
Impact Window Insurance Guide ↗
How the same glass that lowers your bill can also earn homeowners-insurance wind-mitigation credits.
📞  Call (561) 779-3213 — Energy Walk-Through