RSB Empire → Construction → Loxahatchee & The Acreage
Service Area · Bell Engineering & Construction
Impact windows, re-roofs, remodels, concrete, fencing, demolition and land clearing across Loxahatchee, The Acreage, Loxahatchee Groves and Westlake — permitted in the right jurisdiction, built to Florida code, and inspected by the owner himself. Our shop is at 16140 Okeechobee Blvd in 33470. The only Palm Beach County contractor who is also a certified energy engineer.
Signature Offer
An Acreage house sits alone on an open acre with almost nothing between it and the sun, and almost nothing between it and the wind. Before you spend a dollar, we walk the property as a certified energy rater — checking your openings, roof, attic, and ducts for both the insurance credits you may be leaving on the table and the cooling-cost and comfort gains an upgrade would actually deliver. No other contractor out here pairs a licensed general contractor and a certified energy engineer in the same person. Every job also carries a written one-year workmanship warranty.
What We Build in 33470
Know Before You Build
The single most expensive mistake a homeowner out here makes is assuming “Loxahatchee” is one place with one permit office. It is a mailing address, not a jurisdiction, and 33470 spans several of them. Most of The Acreage and the areas around it are unincorporated Palm Beach County, which means your permit runs through the county’s Planning, Zoning & Building Division at 2300 North Jog Road in West Palm Beach, or online through the county’s ePZB portal. The Town of Loxahatchee Groves is a separate municipality with its own rules; it moved building operations in-house in 2022 and issues its own permits from Town Hall on F Road, now electronically. The City of Westlake, incorporated in 2016 on the old Callery-Judge grove land and built out largely by Minto, runs its own Building Department for the thousands of new homes inside its limits. And along the eastern edge, an address can belong to Royal Palm Beach, which permits through the Village.
Each of those offices has its own submittal steps, its own product-approval expectations, and its own inspection scheduling. A contractor who works mostly east of the turnpike has to learn all of it on your project’s clock. We confirm the jurisdiction from the parcel record before we write the estimate, and we permit in all of them routinely. For roof and window work Florida requires a licensed contractor to hold the permit and be present at final inspection — we do both, every time, and we do not hand you a “homeowner permit” to sign so someone else can avoid the responsibility.
The Swale Out Front
The Acreage sits entirely inside the Indian Trail Improvement District, the independent special district that maintains the road network and the drainage swales running in front of every property. ITID, administered from 13476 61st Street North, requires its own permit for a driveway or culvert installation and inspects the finished work to confirm the drainage still functions. That approval is completely separate from your county building permit, and homeowners find out about it at the worst possible moment.
It matters even on jobs that have nothing to do with the driveway. Every concrete truck, roofing dumpster, tile delivery, and equipment trailer has to cross that swale and that culvert to reach your house. A crushed culvert or a rutted swale is a drainage problem, a district problem, and eventually your problem — and the district takes standing water seriously in an area whose entire buildability depends on the canals and swales moving water off the land. We plan site access, staging, and culvert protection before the first delivery, and we know when a job needs an ITID approval alongside the building permit. Thinking about buying out here? Our Loxahatchee & The Acreage buyer’s guide covers wells, septic, ITID assessments, and zoning in detail.
Well & Septic Country
Most of the homes we work on out here have no municipal water or sewer connection. The well and the onsite septic system are part of the project whether or not the project was supposed to touch them, and three things come up on nearly every Acreage remodel.
Septic capacity is measured in bedrooms. Adding a bedroom, converting a den, or putting a full bath in a garage conversion can trigger a review of the onsite sewage system under the state program, because the drainfield was sized for the original bedroom count and not for how many people currently live there. It is far cheaper to find that out during design than after the framing is up.
Well water quietly destroys new finishes. Water out here is commonly hard and iron-rich. Drop a beautiful new kitchen or bathroom onto untreated well water and you will be looking at orange staining on white fixtures and scale on new fittings within a season. If the treatment system is undersized or overdue, we say so before you pick tile, not after.
No power means no water. When the grid goes down on a well-and-septic property, you lose the pump, which means you lose water pressure entirely. That is why generator readiness, panel capacity, and transfer-switch planning belong in the conversation on any significant Acreage remodel — and why we look at the electrical service as part of the walk-through rather than treating it as somebody else’s trade.
Local Housing Stock
The western communities filled in slowly, and the housing stock records it. The first homes went up in the 1970s, when this was still mostly pine flatwoods, canals, and dirt roads. The bulk arrived through the 1980s and 1990s as concrete-block-and-stucco houses on lots that generally run north of an acre — single-story, wide-footprint, and set well back from the road. From the 2000s on, custom builds started replacing the earlier homes or filling the remaining vacant parcels, and since 2017 Westlake has added thousands of brand-new houses inside its own city limits.
That 1980s and 1990s middle band is where most of our Loxahatchee calendar sits. Those homes are typically on their second roof or overdue for one, still carry original single-pane or early aluminum windows, and have attic insulation that was adequate under a much older code. They are also precisely the homes Florida insurers are scrutinising hardest right now — a shingle roof in South Florida generally gives 15 to 20 years and tile 20 to 30, and carriers increasingly want documentation on anything older. We inspect free, tell you honestly whether it is a repair or a full re-roof, and document it in the form your insurer actually asks for. For the newer Westlake and custom homes, the work looks different — kitchens and baths, pool decks and driveways, fencing, screen enclosures, and additions — and often runs under HOA architectural review, which we are used to working within.
Big Lots, Big Opportunities
Almost every property out here has a back half that has gone quietly feral — Brazilian pepper, melaleuca, palmetto, volunteer trees, and years of stacked brush. That land is usable, and getting it back is often the cheapest square footage a homeowner will ever buy. Our land clearing division runs a Bobcat T740 with a grapple for selective clearing, brush and debris removal, and hauling, and our demolition crew handles old barns, sheds, failed screen enclosures, and interior tear-outs ahead of a remodel.
The advantage of one company doing all of it is that nothing falls through the gap between trades. The crew clearing the pad is the crew that knows where the new slab goes. The people demolishing the old structure are the people who already checked the safe-disconnect of the well, the power, and the septic lines. And the person who signs off on the finished work is the same licensed contractor who walked the property on day one. That is not a slogan out here — on an acre lot with a well, a septic field, a swale, and a culvert, coordination is most of the job.
Insurance & Energy
In Florida, storm hardening and energy efficiency are the same conversation, and on an exposed Acreage lot they are the difference between an affordable home and one you dread the July power bill on. Impact windows and a sound, code-compliant roof can qualify for wind-mitigation insurance credits while cutting the heat load that runs your air conditioner from April to October. Because the owner is a Florida Class 1 Energy Rater and RESNET-certified HERS rater licensed for blower-door testing, we can measure both instead of guessing — see how these upgrades can also lower your energy bills. Start with the home energy audit guide or the summer cooling-cost checklist if you want to see what we look at.
Financing is available through our partner Renew Financial’s RenewPACE program, designed for energy and storm-protection upgrades like impact windows and new roofs. Ask us about eligibility.
Questions, Answered
It depends on which side of the line your address falls on, and the 33470 ZIP code covers several jurisdictions. Most of The Acreage and the surrounding areas mailed as Loxahatchee are unincorporated Palm Beach County, so permits go through the county's Planning, Zoning & Building Division at 2300 North Jog Road in West Palm Beach, or online through the county's ePZB portal. The Town of Loxahatchee Groves is its own municipality and took building operations in-house in 2022, so it issues its own permits from Town Hall on F Road. The City of Westlake, incorporated in 2016, runs its own Building Department as well. We permit in all three regularly and confirm the jurisdiction before we ever write your estimate.
Yes. The Acreage sits inside the Indian Trail Improvement District, the independent special district that maintains the roads and the drainage swales in front of your property. Driveways must be permitted through ITID, and ITID staff inspect the finished driveway and culvert to confirm the drainage still works. That is a separate approval from your county building permit. It also matters on projects that are not about the driveway at all: concrete trucks, roofing dumpsters, and equipment trailers all cross that swale and culvert, and a crushed culvert becomes your problem. We plan access and protection for it before the first delivery.
It changes the planning, yes. Most homes out here have no municipal water or sewer, so the well and the onsite septic system are part of the project scope whether you wanted them to be or not. Adding a bedroom or a second bathroom can trigger a review of septic capacity under the state's onsite sewage program, because capacity is tied to the number of bedrooms rather than the number of people. Well water out here is often hard and iron-rich, which quietly ruins new fixtures, tile, and finishes if the treatment is not sized for it. And your well pump needs power, which is why generator and panel work comes up on so many Acreage remodels. We scope all of it up front instead of discovering it mid-job.
Effectively, yes. All of Palm Beach County — including the western communities — sits in the Florida Building Code's Wind-Borne Debris Region, so new construction, additions, and window and door replacements must use impact-rated glazing or approved shutters. Design wind speeds in this part of the county generally run in the 140 to 160 mph range depending on the code edition and the building's risk category. Being inland does not exempt you. We check your exact address and opening sizes against the code, then spec impact windows that pass inspection and earn you the wind-mitigation insurance credit they should.
Every era of them. The area started filling in during the 1970s, added a large wave of concrete-block homes through the 1980s and 1990s, and has been absorbing custom builds on one-acre-plus lots ever since — plus everything new inside Westlake. The 1980s and 1990s houses are the busiest part of our calendar right now: many are on their second roof, still carry original single-pane or early aluminum windows, and are exactly the homes insurers are pushing hardest on. Those are also the homes where an impact-window and re-roof package pays back in premium credits and cooling costs at the same time.
Yes, and out here they are usually the same conversation as the build. Lots in The Acreage typically run north of an acre, and most of them carry Brazilian pepper, melaleuca, palmetto, and years of accumulated brush somewhere on the back half. We run a Bobcat T740 with a grapple for clearing, brush removal, and hauling, and we handle structural demolition and tear-outs — old barns, sheds, screen enclosures, and interior gut-outs ahead of a remodel. Because the same company clears, demolishes, permits, and builds, nothing gets lost in the handoff between three different crews.
Yes. Bell Engineering and Construction Corporation holds Florida Certified General Contractor license CGC1528750 and Certified Roofing Contractor license CCC1332751, is fully insured, is an EPA Lead-Safe Certified Firm (#NAT-F122701-2), and is BBB A+ accredited. Both licenses are verifiable on the state DBPR site and are the ones the county, the Town of Loxahatchee Groves, and the City of Westlake all require on the permit. The owner is also a RESNET-certified HERS rater and Florida Class 1 Energy Rater.
Unincorporated Palm Beach County accepts residential permit applications online through ePZB, and a clean, complete residential roof or window submittal with the Florida Product Approval numbers attached usually moves faster than most homeowners expect. What costs people weeks is an incomplete package that has to be resubmitted, or a contractor who does not normally permit in that jurisdiction. Our shop is in 33470 and we permit here constantly. We respond to estimate requests within 24 hours and prepare the package to be right the first time.
Meaningfully, yes — and it matters more out here than almost anywhere in the county. Acreage homes tend to be single-story, wide, and exposed on big open lots with little shade, so they take the full sun load all day and run the air conditioner hard from April through October. Attic insulation, duct and air sealing, and impact windows attack that load directly. Because the owner is a Florida Class 1 Energy Rater and licensed for blower-door testing, we can actually measure where the house is leaking rather than guess. Every roofing or window estimate includes a free wind-mitigation and energy walk-through.
Yes. Financing is available through our partner Renew Financial's RenewPACE program, designed for energy and storm-protection upgrades like impact windows and new roofs. Ask us about eligibility — as a certified energy engineer, the owner can also point you toward current efficiency and storm-hardening programs.
Free estimate, 24-hour response, a free wind-mitigation & energy walk-through, and a licensed contractor whose shop is down the road from you.