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Structural Integrity Reserve Study
Advice for Palm Beach County Condos

A Florida Certified General Contractor and certified energy engineer reads your reserve study with the board and explains what it means for repairs and reserves. Advisory only.

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Milestone inspection Florida rules and the reserve study that follows it land on the same board at the same time. We help you prepare, read milestone inspections Florida engineers sign, and plan the repairs.


The Two Reports a Florida Condo Board Has to Read

A condominium board in Palm Beach County can face two separate engineering documents. The milestone inspection asks whether the building is structurally sound. The structural integrity reserve study asks what it will cost to keep it that way and whether the reserves cover it. Each is signed by a licensed engineer or architect, and neither is written for a board that has never read one. This page is about the part that comes before and after the signature: understanding what the report says and deciding what to do about it. It is advisory work only.

Milestone inspection
A structural safety inspection of an older building, in phases: a visual review first, and deeper testing only if the engineer finds substantial deterioration. The age that triggers it is set by statute and the local building department, so confirm it for your building.
Structural integrity reserve study
A schedule of the building's major components, their remaining life and their replacement cost, built to set reserve contributions. It covers the roof, structure, foundation, fire protection, plumbing, electrical, waterproofing, windows and more.
What a Contractor-Engineer Adds After the Report Arrives

Most boards are handed a thick report and a deadline. The useful question is not only what the report found but what it means in work, order and money. As a Florida Certified General Contractor (CGC1528750) who is also a RESNET Certified HERS Rater (RTIN 4516301) and a LEED Accredited Professional, I read it from the job-site side.

Before the engineer visits
Gathering the drawings, past repair records and permit history the engineer will ask for, and listing what the board already knows about leaks, cracks and balcony or window problems, so the visit is not spent hunting for paper.
Reading the findings
Turning the report into a plain, ranked list: what is urgent, what can wait, what the engineer is certain of and where the language is hedged. The questions to put back to the engineer are written down before the board meeting.
Checking scope and bids
Comparing the repair scope against what the report actually found, and levelling contractor bids line by line, so one bid is not cheaper only because it leaves out an item.
Watching the sequence
Waterproofing, windows, balconies and roof work interact, and the order matters. Owner's-representative oversight keeps the work in a sequence that does not undo itself and the paperwork, inspections and change orders in view.
Energy and envelope
Air leakage and moisture are why windows, sealants and roof edges fail. HERS Rater diagnostics such as blower-door testing can show where a building envelope is losing air, which informs the repair scope.

Palm Beach County adds its own reasons to look hard at the envelope: salt air, wind-driven rain and long humid summers. For the owner-side oversight itself, see owner's-representative services; for the building-science side, blower-door testing.

What the Board Should Have in Hand
How an Engagement Runs
1 · Call
Describe the building and where the association stands: which reports exist, which are due and what the board is worried about.
2 · Preparation or review
Either a preparation session before the engineer's visit, or a plain-language read of a report you already hold.
3 · Written list and questions
A ranked list of findings and the questions to bring back to the engineer, in a form a board can vote on.
4 · Repairs, if you want oversight
Scope and bid review, then owner's-representative oversight while the repair work is done.

This is consulting, not legal advice and not engineering certification. Advisory engagements are separate from construction work. For the association-management side of the same rules, see the condo milestone inspection and SIRS guide from the property division.

Credentials
CGC1528750 Florida Certified General ContractorRTIN 4516301 RESNET Certified HERS RaterLEED AP Accredited ProfessionalMBA University of Miami

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Reserve Study and Milestone Inspection Questions

What is a structural integrity reserve study?

A structural integrity reserve study, or SIRS, is a Florida requirement for condominium and cooperative associations. A licensed engineer or architect inspects the building's major structural and safety components, and the study sets out the remaining useful life and replacement cost of each, so the association can fund reserves for them. Confirm the current wording of the statute with your association attorney.

What are the requirements for a structural integrity reserve study in Florida?

As the statute reads today, the study applies to condominium and cooperative buildings of three stories or more. It covers items such as the roof, load-bearing walls and other structure, floors, foundation, fireproofing and fire protection, plumbing, electrical, waterproofing and exterior painting, windows and exterior doors, and any other item whose deferred maintenance cost is above the statutory threshold. The study has to be prepared by the licensed professionals the law names. Deadlines and thresholds have been amended more than once, so check the current text with your association attorney and your engineer.

How is a milestone inspection different from a SIRS?

A milestone inspection is a structural safety inspection by a licensed engineer or architect once a building reaches the age the statute and the local building department set. The SIRS looks at a longer list of components and answers a money question: what each one will cost to replace and whether the reserves cover it. The two use different reports, but a board is wise to read them together, because a finding in one often changes the numbers in the other.

Do you perform the structural integrity reserve study or the milestone inspection?

No. Both must be signed by the licensed professionals Florida law names, and that is your engineer or architect. This is advisory work only. It helps your board prepare for those reports, read them, ask the right questions and plan the repairs that follow.

What does an advisor add once the engineer has done the study?

A second reading from a Florida Certified General Contractor (CGC1528750). We help the board turn findings into a plain list, check that the repair scope matches what the report found, compare bids line by line, and keep an eye on the order of work. We do not replace the engineer's judgment or give legal advice.

Can a condo board waive or reduce SIRS reserves?

The law that created the study also ended the old practice of waiving reserves for the structural items it lists. Because the rules have been amended since, ask your association attorney what applies to your building before the board votes on a budget.

Does an HOA need a structural integrity reserve study?

The requirement is written for condominium and cooperative associations. A homeowners' association with no condominium buildings is generally not covered, though a prudent board still plans reserves for roofs, roads and drainage. Your association attorney can confirm which category your community falls under.

How often does a Florida condo association need a reserve study?

The statute sets a repeat cycle, and a milestone inspection has its own schedule that depends on the building's age. Rather than quote a date from memory, we recommend you ask your engineer to put both schedules for your building in writing.

How much does a structural integrity reserve study cost?

It depends on the size, age and type of the building, so no figure is published here and none is quoted before the building is understood. Your engineer or architect prices the study itself. Call (561) 779-3213 to talk through what advisory support would involve.

Do you work outside Palm Beach County?

The advisory work centres on Palm Beach County condominiums. The Florida Certified General Contractor license is a state license, so call and describe the building and its location.

How do I start?

Call (561) 779-3213 or send the short form above with your name, phone and one line about the building. The first conversation is about where your association stands: which reports it has, which are due and what questions the board needs answered.

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